/* ================= CSS VARIABLES & THEMING ================= */
:root {
  --bg-body: #F2F3F8;
  --bg-surface: #FFFFFF;
  --bg-card: #FCFCFF;
  --bg-subtle: #E7E9F2;
  --bg-dark-accent: #171B35;

  --text-main: #20243C;
  --text-muted: #656B83;
  --text-light: #969BB0;

  --border-color: #DCE0EC;
  --border-subtle: #EAECF3;

  --primary: #5149A8;
  --primary-hover: #39347F;
  --primary-light: #EBE9F9;

  --accent-sage: #788DD9;
  --accent-warm: #E36D63;
  --accent-warm-light: #FBEAE8;
  --accent-sun: #E9B65B;

  --shadow-sm: 0 4px 12px rgba(32, 36, 60, 0.04);
  --shadow-md: 0 12px 28px rgba(32, 36, 60, 0.07);
  --shadow-lg: 0 24px 48px rgba(32, 36, 60, 0.11);

  --radius-sm: 10px;
  --radius-md: 18px;
  --radius-lg: 28px;
  --radius-pill: 100px;
}
  --transition-fast: 0.2s ease;
  --transition-main: 0.35s cubic-bezier(0.2, 0.8, 0.2, 1);
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; }

body {
  margin: 0;
  padding: 0;
  font-family: 'Plus Jakarta Sans', sans-serif;
  background-color: var(--bg-body);
  color: var(--text-main);
  line-height: 1.6;
  overflow-x: hidden;
  transition: background-color var(--transition-main), color var(--transition-main);
}

h1, h2, h3, h4, h5, h6 {
  font-family: 'Outfit', sans-serif;
  color: var(--text-main);
  font-weight: 700;
  letter-spacing: -0.02em;
  margin: 0;
}

p { color: var(--text-muted); margin: 0; }
a { text-decoration: none; color: inherit; }

/* ================= TYPOGRAPHY & UTILITIES ================= */
.container-xl { max-width: 1240px; }
.max-w-700 { max-width: 700px; }

.section-padding { padding: clamp(60px, 8vw, 110px) 0; }

.badge-tag {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 6px 16px;
  border-radius: var(--radius-pill);
  font-size: 0.82rem;
  font-weight: 700;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  background-color: var(--primary-light);
  color: var(--primary);
  border: 1px solid var(--border-color);
}

.badge-tag i { font-size: 0.95rem; }

.section-title {
  font-size: clamp(2rem, 3.8vw, 3.2rem);
  line-height: 1.15;
  margin-top: 12px;
}

.text-gradient {
  background: linear-gradient(135deg, var(--primary) 0%, var(--accent-sage) 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}

/* ================= BUTTONS ================= */
.btn-custom {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  padding: 13px 26px;
  font-family: 'Outfit', sans-serif;
  font-weight: 600;
  font-size: 0.98rem;
  border-radius: var(--radius-pill);
  border: 1px solid transparent;
  cursor: pointer;
  transition: all var(--transition-main);
  white-space: nowrap;
}

.btn-primary-custom {
  background-color: var(--primary);
  color: #FFFFFF !important;
  box-shadow: 0 8px 20px rgba(45, 106, 79, 0.22);
}

.btn-primary-custom:hover {
  background-color: var(--primary-hover);
  transform: translateY(-2px);
  box-shadow: 0 12px 28px rgba(45, 106, 79, 0.32);
}

.btn-outline-custom {
  background-color: transparent;
  color: var(--text-main);
  border-color: var(--border-color);
}

.btn-outline-custom:hover {
  border-color: var(--primary);
  background-color: var(--primary-light);
  color: var(--primary);
  transform: translateY(-2px);
}

.btn-sm-custom {
  padding: 8px 18px;
  font-size: 0.88rem;
}

/* ================= NAVBAR ================= */
.navbar-sticky {
  position: sticky;
  top: 0;
  z-index: 1030;
  background-color: rgba(247, 249, 248, 0.85);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border-bottom: 1px solid var(--border-subtle);
  transition: all var(--transition-main);
}

.navbar-brand-logo {
  display: flex;
  align-items: center;
  gap: 12px;
  font-family: 'Outfit', sans-serif;
  font-weight: 800;
  font-size: 1.35rem;
  color: var(--text-main);
}

.logo-icon-box {
  width: 40px;
  height: 40px;
  border-radius: var(--radius-sm);
  background: linear-gradient(135deg, var(--primary), var(--accent-sage));
  color: #FFFFFF;
  display: grid;
  place-items: center;
  font-size: 1.25rem;
  box-shadow: 0 6px 16px rgba(45, 106, 79, 0.25);
}

.nav-link-custom {
  font-weight: 600;
  font-size: 0.93rem;
  color: var(--text-muted);
  padding: 8px 14px;
  border-radius: var(--radius-pill);
  transition: all var(--transition-fast);
}

.nav-link-custom:hover, .nav-link-custom.active {
  color: var(--primary);
  background-color: var(--primary-light);
}

/* ================= PAGE HEADER ================= */
.page-header {
  padding: clamp(60px, 8vw, 100px) 0 clamp(40px, 5vw, 60px);
  text-align: center;
  background: radial-gradient(circle at 50% 100%, var(--primary-light) 0%, transparent 70%);
}

.page-header .section-title {
  margin-top: 12px;
}

.breadcrumb-custom {
  display: flex;
  justify-content: center;
  gap: 10px;
  font-size: 0.9rem;
  margin-top: 14px;
}

.breadcrumb-custom a {
  color: var(--primary);
  font-weight: 600;
}

.breadcrumb-custom span {
  color: var(--text-muted);
}

/* ================= HERO SECTION ================= */
.hero-section {
  position: relative;
  padding: clamp(40px, 6vw, 80px) 0 clamp(60px, 8vw, 100px);
  background: radial-gradient(circle at 80% 20%, var(--primary-light) 0%, transparent 60%);
}

.hero-highlights-list {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 12px;
  margin-top: 28px;
}

.hero-highlight-item {
  display: flex;
  align-items: center;
  gap: 10px;
  font-weight: 600;
  font-size: 0.92rem;
  color: var(--text-main);
}

.hero-highlight-item i {
  color: var(--primary);
  font-size: 1.1rem;
}

.hero-widget-box {
  background-color: var(--bg-card);
  border: 1px solid var(--border-color);
  border-radius: var(--radius-lg);
  padding: 28px;
  box-shadow: var(--shadow-lg);
  position: relative;
}

.widget-pill-options {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin: 16px 0 20px;
}

.widget-pill-btn {
  padding: 8px 16px;
  border-radius: var(--radius-pill);
  border: 1px solid var(--border-color);
  background-color: var(--bg-body);
  color: var(--text-muted);
  font-size: 0.88rem;
  font-weight: 600;
  cursor: pointer;
  transition: all var(--transition-fast);
}

.widget-pill-btn:hover, .widget-pill-btn.active {
  background-color: var(--primary);
  color: #FFFFFF;
  border-color: var(--primary);
}

.hero-result-card {
  background-color: var(--primary-light);
  border: 1px solid var(--border-color);
  border-radius: var(--radius-md);
  padding: 18px;
  margin-top: 14px;
}

.hero-svg-container {
  width: 100%;
  max-width: 480px;
  margin: 0 auto;
}

.pulse-circle {
  animation: pulseGlow 3s infinite ease-in-out;
}

@keyframes pulseGlow {
  0%, 100% { transform: scale(1); opacity: 0.8; }
  50% { transform: scale(1.05); opacity: 1; }
}

/* ================= ABOUT SECTION ================= */
.about-card-panel {
  background-color: var(--bg-card);
  border: 1px solid var(--border-color);
  border-radius: var(--radius-lg);
  padding: clamp(24px, 4vw, 42px);
  box-shadow: var(--shadow-md);
}

.impact-metric-card {
  background-color: var(--bg-body);
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-md);
  padding: 22px;
  height: 100%;
  transition: transform var(--transition-main);
}

.impact-metric-card:hover {
  transform: translateY(-4px);
  border-color: var(--primary);
}

.impact-icon-circle {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background-color: var(--primary-light);
  color: var(--primary);
  display: grid;
  place-items: center;
  font-size: 1.3rem;
  margin-bottom: 14px;
}

/* ================= SERVICES SECTION ================= */
.service-accordion-item {
  background-color: var(--bg-card);
  border: 1px solid var(--border-color);
  border-radius: var(--radius-md) !important;
  margin-bottom: 16px;
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  transition: all var(--transition-main);
}

.service-accordion-item:hover {
  border-color: var(--primary);
  box-shadow: var(--shadow-md);
}

.service-accordion-button {
  padding: 20px 24px;
  font-family: 'Outfit', sans-serif;
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--text-main);
  background-color: var(--bg-card);
  border: none;
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  cursor: pointer;
}

.service-icon-box {
  width: 42px;
  height: 42px;
  border-radius: var(--radius-sm);
  background-color: var(--primary-light);
  color: var(--primary);
  display: grid;
  place-items: center;
  font-size: 1.2rem;
  margin-right: 14px;
  flex-shrink: 0;
}

/* Service Detail Cards for services.html */
.service-detail-card {
  background-color: var(--bg-card);
  border: 1px solid var(--border-color);
  border-radius: var(--radius-lg);
  padding: clamp(28px, 4vw, 42px);
  box-shadow: var(--shadow-md);
  height: 100%;
  transition: all var(--transition-main);
}

.service-detail-card:hover {
  transform: translateY(-6px);
  border-color: var(--primary);
  box-shadow: var(--shadow-lg);
}

.service-detail-icon {
  width: 72px;
  height: 72px;
  border-radius: var(--radius-md);
  background-color: var(--primary-light);
  color: var(--primary);
  display: grid;
  place-items: center;
  font-size: 2rem;
  margin-bottom: 22px;
}

.service-features-list {
  list-style: none;
  padding: 0;
  margin: 18px 0 0;
}

.service-features-list li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  padding: 8px 0;
  color: var(--text-muted);
  font-size: 0.95rem;
}

.service-features-list li i {
  color: var(--primary);
  font-size: 1rem;
  margin-top: 4px;
}

/* ================= SEPARATE INSURANCE SECTIONS ================= */
.insurance-banner-box {
  background: linear-gradient(135deg, var(--bg-surface) 0%, var(--primary-light) 100%);
  border: 1px solid var(--border-color);
  border-radius: var(--radius-lg);
  padding: clamp(30px, 5vw, 50px);
  box-shadow: var(--shadow-md);
}

/* ================= WHY CHOOSE US ================= */
.feature-card-grid {
  background-color: var(--bg-card);
  border: 1px solid var(--border-color);
  border-radius: var(--radius-md);
  padding: 28px;
  height: 100%;
  transition: transform var(--transition-main), border-color var(--transition-main);
}

.feature-card-grid:hover {
  transform: translateY(-6px);
  border-color: var(--primary);
}

.feature-icon-badge {
  width: 52px;
  height: 52px;
  border-radius: var(--radius-sm);
  background-color: var(--primary-light);
  color: var(--primary);
  display: grid;
  place-items: center;
  font-size: 1.4rem;
  margin-bottom: 18px;
}

/* ================= TESTIMONIALS ================= */
.testimonial-card {
  background-color: var(--bg-card);
  border: 1px solid var(--border-color);
  border-radius: var(--radius-md);
  padding: 28px;
  height: 100%;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  box-shadow: var(--shadow-sm);
  transition: transform var(--transition-main);
}

.testimonial-card:hover {
  transform: translateY(-5px);
  border-color: var(--primary);
}

.star-rating-box {
  color: var(--accent-sun);
  font-size: 0.95rem;
  margin-bottom: 14px;
}

/* ================= FAQ SECTION ================= */
.faq-accordion-item {
  background-color: var(--bg-card);
  border: 1px solid var(--border-color);
  border-radius: var(--radius-md) !important;
  margin-bottom: 14px;
  overflow: hidden;
}

.faq-accordion-header {
  padding: 18px 22px;
  font-family: 'Outfit', sans-serif;
  font-weight: 600;
  font-size: 1.05rem;
  color: var(--text-main);
  background-color: var(--bg-card);
  width: 100%;
  display: flex;
  justify-content: space-between;
  align-items: center;
  border: none;
  cursor: pointer;
}

.faq-accordion-body {
  padding: 0 22px 20px;
  color: var(--text-muted);
  font-size: 0.95rem;
}

/* ================= NEWSLETTER ================= */
.newsletter-container-card {
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-hover) 100%);
  border-radius: var(--radius-lg);
  padding: clamp(32px, 5vw, 60px);
  color: #FFFFFF;
}

.newsletter-container-card label {
  color: #FFFFFF !important;
}

.newsletter-container-card .form-control {
  background-color: rgba(255, 255, 255, 0.9);
  border: none;
}

/* Standalone Newsletter Pages */
.newsletter-page-card {
  background-color: var(--bg-card);
  border: 1px solid var(--border-color);
  border-radius: var(--radius-lg);
  padding: clamp(32px, 5vw, 50px);
  box-shadow: var(--shadow-lg);
  max-width: 680px;
  margin: 0 auto;
}

.newsletter-page-card h2 {
  margin-bottom: 12px;
}

.newsletter-page-card p {
  margin-bottom: 28px;
}

/* ================= FORM CONTROLS ================= */
.form-label {
  font-weight: 700;
  font-size: 0.88rem;
  color: var(--text-main);
  margin-bottom: 6px;
}

.form-control, .form-select {
  border-radius: var(--radius-sm);
  border: 1px solid var(--border-color);
  background-color: var(--bg-body);
  color: var(--text-main);
  padding: 12px 16px;
  font-size: 0.95rem;
  transition: all var(--transition-fast);
}

.form-control:focus, .form-select:focus {
  border-color: var(--primary);
  background-color: var(--bg-surface);
  box-shadow: 0 0 0 4px rgba(45, 106, 79, 0.15);
  color: var(--text-main);
}

/* ================= FOOTER ================= */
.footer-main {
  background-color: var(--bg-dark-accent);
  color: #9BB0A8;
  padding: 80px 0 30px;
  border-top: 1px solid var(--border-color);
}

.footer-main h5 {
  color: #FFFFFF;
  font-size: 1.1rem;
  margin-bottom: 20px;
}

.footer-links-list li {
  margin-bottom: 10px;
}

.footer-links-list a {
  color: #9BB0A8;
  transition: color var(--transition-fast);
}

.footer-links-list a:hover {
  color: var(--primary);
}

/* ================= MODAL STYLING ================= */
.modal-content {
  background-color: var(--bg-card);
  color: var(--text-main);
  border-radius: var(--radius-lg);
  border: 1px solid var(--border-color);
}

.modal-header {
  border-bottom: 1px solid var(--border-color);
}

.modal-footer {
  border-top: 1px solid var(--border-color);
}

/* ================= POLICY PAGES ================= */
.policy-container {
  background-color: var(--bg-card);
  border: 1px solid var(--border-color);
  border-radius: var(--radius-lg);
  padding: clamp(28px, 4vw, 50px);
  box-shadow: var(--shadow-md);
  max-width: 900px;
  margin: 0 auto;
}

.policy-container h6 {
  color: var(--primary);
  margin-top: 24px;
}

.policy-container h6:first-child {
  margin-top: 0;
}

.policy-container p {
  margin-bottom: 12px;
}

/* ================= SUCCESS MESSAGE ================= */
.success-message {
  display: none;
  background-color: var(--primary-light);
  border: 1px solid var(--primary);
  border-radius: var(--radius-md);
  padding: 24px;
  text-align: center;
  margin-top: 20px;
}

.success-message i {
  font-size: 3rem;
  color: var(--primary);
  margin-bottom: 14px;
}

.success-message h4 {
  margin-bottom: 8px;
}

.success-message.show {
  display: block;
}

/* Responsive adjustments */
@media (max-width: 991px) {
  .hero-section { text-align: center; }
  .hero-highlights-list { justify-content: center; }
  .hero-cta-group { justify-content: center; }
}